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How to Build Credit for New Immigrants or If You Have to, For Yourself

It’s very difficult to know where to start to build credit when you don’t have any. Financial institutions and creditor’s see new immigrants and people born here who have no credit at all as a high risk since they often don’t have any history to support their request for credit. If you search Google for “Canada Credit Cards” you will find more helpful information to help you along. Here are a few simple ways to get your credit started and to improve your credit so that lending Institutions and Creditor’s will start to give you a chance and approve you for credit.
Understand how credit works.
Get a credit report through Equifax or Trans Union to see what you have associated with your name. Sometimes you may not know you already have some positive credit created and sometimes you will find out you have a few things that are looked …